Isa

Nervous over Isa funds? Pick a ready-made deal!

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Many investors will no doubt be feeling nervous about choosing a home for this year’s £20,000 Isa allowance. But with savings rates decimated, experts insist the stock market still offers the greatest prospect of growing your wealth long term. For those who are keen to invest some or all of this year’s Isa allowance but … Read more

How to save into an Isa

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Let’s face it, long-suffering savers don’t get much in the way of rewards for their efforts at present. That makes it now more important than ever to avoid the tax man skimming some off the top.  Cash Isas are arguably still one of the best long-term tools to do so – these are savings accounts … Read more

Should you play safe with your Isa – or take a chance on revival?

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This month, all adults across Britain have been given a new Isa allowance, meaning they can save or invest a further £20,000 without incurring capital gains tax or tax on income. It is sensible to shelter this money as early as possible to give it most time to grow. It is also important to ensure … Read more

I’d back an investment trust over fixing a cash Isa for 7 years at 1.65%

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Would you fix your cash Isa for 7 years at 1.65%? This crash will deter investors, but I’d still back a decent dividend investment trust to beat that, says SIMON LAMBERT By Simon Lambert for Thisismoney.co.uk Published: 09:41 BST, 9 April 2020 | Updated: 09:41 BST, 9 April 2020 Would you fix your cash Isa … Read more

Best Isa rates: The top tax-free cash accounts and £20,000 allowance alternatives

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If Isa season is judged by how many new tax-free savings deals pop up in February and March, then 2020 has been an almost non-entity. At the start of this year, there were 149 easy-access Isas paying an average of 0.85 per cent, according to Moneyfacts.  By the first day of the new tax year … Read more

Best Isa rates: How to transfer your Isa and find the best deals

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It’d be fair to say that Isa season 2020 has been somewhat overshadowed by more pressing global events.  But although two cuts to the Bank of England base rate, a cheap funding scheme for banks and an economic shutdown mean any hope of new top tax-free savings rates has vanished, the underlying rules remain the … Read more

Five days until Isa deadline and bank opening hours have been slashed

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Just five days until Isa deadline… and with bank opening hours slashed you may need to open an online account By Sylvia Morris For The Daily Mail Published: 22:01 BST, 31 March 2020 | Updated: 22:52 BST, 31 March 2020 Savers have just five days left to use this year’s cash Isa allowance and earn … Read more

Should I use my Lifetime Isa as a supplementary pension?

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I‘ve heard that the Lifetime Isa is a bad way of saving for a pension. I’m 27 and hold a stocks and shares Lifetime Isa with Nutmeg, and I haven’t even considered whether there are legalities around what age I can take my private pension, something I haven’t needed to think about yet. Assuming I … Read more